Name: LegalService
Item: The Louthian Law Firm
Rating: 5
Author: Steve Hanayik

South Carolina ERISA Lawyer

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5.0 Google Rated

What Is ERISA?

ERISA is a federal law that sets standards for retirement and health benefit plans for private industries. While employers are not required to establish retirement and health plans, once they do, they must meet certain minimum standards.

ERISA Law & South Carolina Workers

South Carolina employees face complex state and federal laws for health coverage, medical leave, pension plans, employee retirement and disability benefits — especially for claims that fall under ERISA, or the Federal Employee Retirement Income Security Act of 1974.

If you have questions about your rights under your ERISA plan, or are in a dispute over benefits, contact The Louthian Firm Accident & Injury Lawyers today. Time is of the essence — there are time limits to all claims under the ERISA statute, and nearly every stage of the claim is subject to a strict time deadline.

What Do ERISA Plans Cover?

ERISA plans cover retirement, health and other welfare benefits, including life and disability policies. Under ERISA laws, the individuals who manage plans must meet certain standards of conduct and make detailed reports to the government and plan participants. Other provisions make sure that plan funds are protected — and that plan participants receive the benefits they are entitled to.

ERISA Expansion

ERISA has been expanded in recent years to include new health laws. The Consolidated Omnibus Budget Reconciliation Act of 1985, or COBRA, amended ERISA to provide for continuing health care coverage for employees and their beneficiaries for a limited period of time, often after the employee leaves a job. The Health Insurance Portability and Accountability Act of 1996, or HIPAA, provides greater portability of health care coverage for employees.

Other important amendments include the Newborns’ and Mothers’ Health Protection Act, the Mental Health Parity Act, and the Women’s Health and Cancer Rights Act.

ERISA creates a complex legal process when an employee suffers an injury, illness, or disability and the insuring company tries to deny benefits. Surprisingly, many disability insurance companies and health insurance companies engage in strategies to deny, rather than promptly pay, legitimate claims. These companies often try to use the complexities of the ERISA law to their procedural advantage. It is our goal to level the playing field by skillfully guiding our clients through the claims process.

Have Questions About an ERISA Claim? Contact Us Today

The South Carolina ERISA lawyers at The Louthian Firm Accident & Injury Lawyers, have experience with ERISA actions, as well as Social Security Claims and Employee Disability Claims. For experienced help in ERISA claims, contact The Louthian Firm Accident & Injury Lawyers today toll free at 803-592-6231, or use our online form for an evaluation of your case.

Steve Hanayik

At first I wasn’t thinking about obtaining a lawyer until I received a letter from Walmart claim center stating that it appears that I would not be filing a claim and also encouragement from friends about taking on a company like Walmart expecting medical payment. That being said I/we contacted a few firms that advertise on TV and one we know personally. No one was interested in taking on a slip and fall claim. So, my wife started to look at the yellow pages and found the law firm LOUTHIAN. We set up and appointment and met with Mr. Louthian. He didn’t hesitate to represent me in the slip and fall claim. Unfortunately, it took many months to get a copy of the medical bills from the VA medical center. Once that was accomplished, it took a few weeks to settle the claim. I was contacted by Mr Louthian on the first offer and was kind of expecting around that offer. BUT, Mr Louthian said that I deserved more and would go back and negotiate for more. The final offer was not expected by me. I never thought that I would receive that amount. Thanks to Mr Louthian,I was very pleased that he got that much. I will tell all my friends about the law firm and recommend it to them. I also got a bunch of business cards to give away.

Ruby Williams

I would like to thank the Louthian Law Firm for helping me with my personal injury legal matters. They were very professional and caring in handling my case. The staff there are well trained in what they do. I am glad that I went to the Louthian Law Firm to handle my legal case and would refer them to anyone that needs legal help!!!

Trevor McCloud

Louthian Law Firm and their staff are excellent! The services that they provided for me were exceptional, I feel as though I have been treated like family. I highly recommend them and their services to any and everyone. Louthian Law Firm is “Awesome”.

Michael Scarbrough

Bert Louthian was an absolute pleasure to deal with. In my time of need he was there to help, not only do I consider him to be a great attorney he is also my friend. Hopefully I will not need another attorney, but if I do Bert will be the one I call.

Amelia Vernon

Extremely helpful during a difficult situation – would highly recommend Louthian Law Firm.