An on-the-job injury can affect your entire life. In addition to trying to cope with the physical pain and inconvenience of your injuries, you may have to endure severe financial hardship and emotional stress.
Fortunately, those who suffer work injuries may be entitled to financial compensation in South Carolina. A Charleston work injury lawyer at The Louthian Firm Accident & Injury Lawyers can help you overcome all of the obstacles standing between you and full compensation.
Continue reading to learn more about the differences between civil injury claims and workers compensation claims and what the value of your work injury claim could be.
Workers Comp or Civil Claim for a Work Injury?
In South Carolina, any business with more than four employees must provide their workers with workers compensation coverage. This is supposed to protect the worker if they are injured in a work-related accident.
But there is a big difference between workers compensation claims and civil work injury claims. Employees can receive workers comp no matter who is at fault for their accident. But you can only win your civil claim if you can prove someone other than your employer is responsible. Even then, suing for a work injury can be complex, which is why it can be so helpful to hire a work injury attorney.
Also, workers comp only provides coverage for certain types of losses. It will typically cover all of the medical expenses that relate to your injuries, a portion of your lost income, and, in some cases, the costs of job retraining if you need to find a new line of work due to your injuries.
But that often isn’t enough to get Charleston work injury victims like you through some of the most trying times of their lives. In cases like that, the only way to recover the full compensation you need may be through a personal injury claim.
Compensation for Work Injury Victims in Charleston
If you move forward with a work injury lawsuit, you can seek compensation for losses that workers compensation won’t cover. This includes the remaining portion of your lost wages and other financial losses you endured, such as unexpected childcare expenses, the costs of household maintenance you can no longer do yourself, property damage, and more.
But it doesn’t stop there. Your pain and suffering, emotional trauma, reduced quality of life, and other non-economic damages are just as valuable and important as your financial losses. Your lawyer can help quantify these losses so you get the most out of your claim.
Contact a Charleston Work Injury Attorney
If your work-related injury has severely harmed your life and you don’t know what to do next, call an experienced Charleston work injury lawyer at The Louthian Firm Accident & Injury Lawyers We can guide you every step of the way. Call our office at 803-592-6231 or complete the quick contact form below.
